A credit line that works like you do

Flexible, fast, and fair — a credit line for E-commerce sellers that isn't tied to a percentage of your sales. Get started in as little as 5 minutes. No commitment.

This program is backed by a J.P. Morgan credit facility, ensuring that capital is provided by J.P. Morgan in accordance with the credit facility's terms, conditions, and eligibility criteria. Additionally, J.P. Morgan made an equity investment in Slope* in 2024.

To learn more about this strategic collaboration, visit the J.P. Morgan Payments Partner Network.

Check your approval

Slope is a financial technology company, not a bank. Business-purpose loans made by Lead Bank and subject to credit approval. Application and consent to obtain personal credit report is required. Subject to minimum revenue and business requirements. Fees vary based on risk assessment and loan term.

What you get with your credit line

Keep your business moving with flexible capital that puts you in control. Avoid cash flow slowdowns and fund what matters — with a revolving line of credit for E-commerce sellers.

• Fast access to capital. Apply in minutes. Get funds in under 48 hours, right to your bank account.
• Use it. Repay it. Use it again. As you repay, your credit replenishes. It's always there when you need it.
• Flexible repayment terms. Choose installments or pay early. No daily withdrawals. You're in control.
• Straightforward rates. Rates start as low as 10% APR. No origination fees, no hidden charges.

Available for E-commerce sellers.

Available through Walmart Marketplace, tailored for the way online sellers grow.

Funding that gives you control

Draw as needed and repay on a set schedule with a revolving line of credit powered by Slope. Unlike merchant cash advances, your payments aren't tied to a percentage of sales — giving you predictability, control, and room to plan ahead.

Slope provides this information for education and illustration purposes only. It is presented without warranty and is not a formal offer of credit. Actual rate, terms, and amount available is subject to approval and may vary.

Use it where it matters most

Whether you're gearing up for peak season or bridging a payout delay, Slope helps E-commerce sellers cover what matters — fast.

• Inventory restock Buy ahead of demand — without tying up your cash.
• Cash flow smoothing Bridge the gap between supplier costs and marketplace payouts.
• Marketing + growth Invest in ads and visibility while maintaining breathing room.
• Cross-border tariffs Handle large upfront costs without slowing your momentum.
• Seasonal surges Prepare for high-volume moments with confidence, not guesswork.
• Breathing room Repay on a schedule that works with your sales cycle — not against it.

Apply once. Use it again and again.

From application to capital — fast, simple, and seller-friendly.

1. Apply in minutes. Connect your Walmart seller account and complete a short application — no documents required.
2. Get approved quickly. Most sellers get a decision within 48 hours based on their business data.
3. Withdraw funds to your bank. Use what you need — for inventory, ads, or whatever's next.
4. Repay on your terms. Choose how and when to repay. Early repayment saves you interest.
5. Reuse your credit as you repay. Your line replenishes automatically, so funds are always available when you need them.

What sellers are saying

See why E-commerce sellers choose Slope for their business financing needs.

“Slope is simple, not intimidating, and uses info you already have. It just makes sense. It's incredibly accessible — I'd absolutely recommend it.”
— Cordell Y., Founder, Superculture

Got questions? We've got answers.

What is the typical line size and rate for Slope?

Slope does risk-based pricing, which means the line and rate will depend on the business. With that being said, Slope is able to offer competitive rates due to our collaboration with J.P. Morgan, with rates starting as low as 10% APR and lines up to $5M+.

What is the relationship between Slope and J.P. Morgan?

J.P. Morgan works with Slope to offer short-term financing solutions, using Slope's AI-driven platform and J.P. Morgan's debt facility. This enables Slope to provide lines of credit to Walmart Marketplace sellers, allowing sellers access to liquidity when it's needed, with flexible repayment. Additionally, J.P. Morgan made an equity investment in Slope in 2024.

How fast will I get the money?

Once approved, you can withdraw funds to your bank in as little as 24–48 hours.

Do I have to use the credit line right away?

Nope. Once approved, you can draw funds when you're ready — there's no required usage and no pressure to borrow. There's also no fee to keep your line with Slope open.

Do I have to use all the funds at once?

Not at all. You can use only what you need — and reuse your credit line as you repay.

What are your repayment terms?

We offer flexible repayment options, up to 180 days.

Who is eligible?

Walmart Marketplace sellers based in the US with at least 1 year in business and $100K in annual revenue are eligible to apply. You must also have at least one business owner or control person with a credit score.