# What does the application process look like?

Edited 2 years ago

Our application process is simple, straightforward, and transparent, with the following steps:

- **Online application** (~5 minutes, for up to $100K pre-approval)

- Takes ~5 minutes

- System might issue an auto approval in seconds; human second look / follow-ups in select cases with no system approval

- Key information needed:

- Each beneficial owner’s SSN

- Authorization for a consumer credit soft pull from one beneficial owner or control person (eg senior executive)

- Business bank account connections via Plaid
  - See our [application guide](https://help.slopepay.com/en/articles/2268737) for a full list of information needed + step-by-step instructions
- **Manual underwriting** (for higher limits; ~2BD turnaround by Slope), with:

- YTD financials + last 2 years’ tax returns (audited financials acceptable if latest tax return not finalized)

- Loan statements for debt >$200K (required only for >$250K limit with Slope)

- Up to 30-minute routine diligence call, as needed